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Did you know you can move the funds from an existing IRA (Individual Retirement Account) into a Gold IRA? Gold IRAs, which are a type of self-directed IRA, give individuals the opportunity to invest in gold, silver, platinum, or palladium to prepare for their retirement. Gold IRAs share many of the same tax benefits associated with a traditional IRA, making them an ideal way to diversify your portfolio by investing in precious metals.
A diversified portfolio is essential to ensure your retirement is protected. If all of your money is invested in the stock market, you could be very adversely affected by a stock market crash or economic downturn. However, if some of your funds are held in gold, silver, or precious metals, you won't be as negatively impacted should the stock market take a tumble right around the time you're ready to retire.
There are numerous gold investment companies that can help you rollover your existing retirement account into a Gold IRA. However, the large number of options to choose from can make it quite challenging to decide which company is the right fit for you.
To help you navigate the numerous options, we've put together reviews of five of the best Gold IRA rollover companies. We'll share information about each company's background and policy, how their rollover process works, and some of the gold, silver, and other precious metals you can invest in.
Gold IRA Rollover Company Reviews
Product Image & Ratings
Goldco is one of the most well-known and well-trusted Gold IRA rollover companies. They are a privately held company that aims to help each client accumulate wealth and protect their assets. Goldco has earned a Triple A rating from the Business Consumer Alliance and an A+ rating from the Better Business Bureau because of their ethical business practices.
Goldco specializes in helping individuals rollover an existing IRA into a self-directed IRA, or Gold IRA. A Gold IRA through Goldco is an ideal way to invest in precious metals while also enjoying the tax benefits of a retirement savings plan. Investing in gold, silver, or other precious metals in your IRA with Goldco can protect you against a volatile stock market and provide you with some peace of mind that you'll be set and ready to retire on your terms.
Goldco has a team of investment experts ready to help individuals set up a new Gold or Silver IRA or roll over an existing retirement plan. If you're ready to start the process, just visit their website and complete the new IRA application form. Select how you'll be funding the account, and the process to transfer your funds will be initiated. Of course, if you have any questions or need assistance with any of these steps, simply reach out to a member of Goldco's team.
After the funding has been received for your account, it will be time to select the precious metals for your Gold IRA. A member of the team will also be able to assist you with this step and make recommendations if you're unsure which coins or bars you would like to invest in.
The IRS has set specific rules regarding the purity of gold, silver, and other precious metals for them to be held in an IRA. Gold must be at least 99.5% pure, and silver must be at least 99.9% pure.
Goldco offers a nice selection of gold and silver coins and bars that meet these requirements set by the IRS. Some of the options you'll be able to choose from include:
Gold, silver, and other precious metals for IRAs are stored in an IRS-approved storage facility, as is required by the IRS. Goldco will take care of securely sending your precious metals to the storage facility, where they will be insured and protected until you are ready to begin making disbursements once you reach the eligible age.
Once the Gold or Silver IRA rollover process is complete, you can continue making new contributions to your account each year by choosing new coins or bars to add to the account. If you're under the age of 50, you can contribute up to $6,000 each year without paying any penalties, and if you're over the age of 50, you're allowed to contribute up to $7,000 each year.
If you're interested in learning more about the Gold IRA rollover process through Goldco, don't hesitate to reach out to one of their Gold IRA specialists. You can also request a free self-directed IRA guide through the website to help you learn more about setting up (or rolling over) a Gold IRA, how funding the account works, and the various coins and bars you'll be able to add to your account.
Another top option when you're looking for the best IRA rollover company is Augusta Precious Metals. This company was founded in 2012 and has quickly gained a positive reputation in the gold investment industry. They have a Triple A rating from the Business Consumer Alliance, and A+ rating from the Better Business Bureau, and very high reviews from clients on Google, Facebook, and other rating sites.
Augusta Precious Metals can help you rollover your existing retirement account into a Precious Metals IRA to help you reap all benefits of investing in gold and silver with the tax advantages associated with an IRA.
Augusta Precious Metals strives to make the process of rolling over a retirement account into a Gold IRA as simple as possible. You'll work with one of their self-directed IRA custodians to set up your new account and fund it using your existing retirement account. The IRA custodians are knowledgeable and well-trained to answer any questions you have and make sure the transfer process goes smoothly so you aren't charged any IRS penalties.
Then, one of the team members from Augusta Precious Metals will work with you to select the coins or bars you'd like to add to your account. Some of the IRS-approved coins offered by Augusta Precious Metals include:
Some retirement accounts are not eligible for a Gold IRA rollover, and it may seem a bit confusing trying to determine whether or not your account is eligible. If you have any questions about this, don't hesitate to reach out to a member of the team, and they can work with you to assess whether you will be able to rollover your account.
Since the IRS requires storing precious metals for Gold IRAs in an IRS-approved facility, you won't be able to hold your gold or silver. However, Augusta Precious Metals does offer a number of secure storage options that are on the IRS-approved list. Any of these locations will offer top-notch security and insurance to keep your precious metals safe. Some of the storage facility locations include: New Castle, Delaware, Wilmington, Delaware, Jackson, Ohio, New York, New York, Los Angeles, California, and Las Vegas Nevada.
If you're also interested in purchasing gold or silver as a personal investment, Augusta Precious Metals can help you with that as well. When you purchase precious metals as a personal investment, you maintain control of the investment and can choose how and where you want to store your coins and bars.
Augusta Precious Metals offers free shipping for all coins and bars. Packages are discreetly packaged and insured, so if anything happens to your package during shipment, Augusta Precious Metals will replace the metals for you. The driver delivering your package won't even know what is inside the box as an added security measure.
You can choose from a wide selection of common gold bullion, premium gold, common silver bullion, and premium silver. You'll be impressed with the number of coins, bars, and bullion pieces offered by Augusta Precious Metals.
The Birch Gold Group is another of the most trusted precious metals dealers in the United States. They were founded in 2003 and the company headquarters are in Burbank, California. The Birch Gold Groups' goal is to ensure each of their clients learn about investing in gold, silver, and other precious metals so that they are able to make the right decisions for future financial success.
Individuals will feel like they are in good hands when they choose to work with the Birch Gold Group. Their team consists of highly experiences professionals from companies like Citigroup, IBM, and Dun & Bradstreet. The Birch Gold Group has a Triple A rating from the Business Consumer Alliance, an A+ rating from the Better Business Bureau, and high reviews from satisfied customers.
The Birch Gold Group should be one of your top choices if you're looking to rollover an existing retirement plan into a Gold Ira. The team will work with you to determine if your current plan is eligible for a rollover. Traditional IRAs, SEP IRAs, Roth IRAs, 401(k)s, 457s, TSPs, and 403(b)s are some of the account types that may be eligible for a rollover.
When you work with Birch Gold Group to rollover your account, they'll help you through each step of the process. Initiating the transfer from your existing accounts is the first thing that will need to be done, and Birch Gold Group only works with custodians from companies that have received an A+ rating from the Better Business Bureau. STRATA Trust and Equity Trust are two of the custodian companies that Birch Gold Group uses.
After the funds have made their way to your new account with Birch Gold Group, it will be time to choose the gold, silver, platinum, and palladium coins and bars you'd like to add to your account. Again, if you are unsure which precious metals you'd like to invest in, simply ask the precious metals specialist, and they can offer some recommendations based on your investment goals.
Your precious metals specialist will also work with you to finish up any remaining paperwork and set up to have your precious metals transferred to one of the IRS-approved storage facilities that Birch Gold Group works with.
Unlike some other companies that only offer gold and silver coins and bars, Birch Gold Group also offers platinum and palladium coins and bars. IRS regulations state that gold must be 99.5% pure, silver must be 99.9% pure, and platinum and palladium must be 99.95% pure to be held in an IRA.
Birch Gold Group's IRA-approved coins and bars include:
Birch Gold Group offers secure IRS-approved storage in the Delaware Depository or through Brink's Global Services. Either of these options offer the highest levels of security and peace of mind to give you the confidence that your precious metals are safe and will be available when you need them.
Birch Gold Group also allows individuals to purchase precious metal for a personal investment. In addition to all of the IRA-approved coins listed above, individuals can choose to purchase additional gold or silver coins including the Gold Indian Head Eagle $10 Coin, Saint-Gaudens Double Eagle $20 Coin, Peace Silver Dollar, and Morgan Silver Dollar.
Request a free information kit from Birch Gold Group if you'd like to learn more about your investment options. Their guide includes 20 informative pages to help you learn more about the benefits of investing in precious metals, how to set up a Gold IRA, and some of the different coins and bars that you can invest in.
Regal Assets is another top option when you're looking for the best Gold IRA rollover company. Regal Assets was founded by Tyler Gallagher in 2010. Tyler Gallagher created the company to help his clients build a secure financial future by investing in gold and other precious metals. Regal Assets is ranked #20 on the INC 500's financial services category and is a member of the Forbes Finance Council.
Regal Assets can work with you to help you diversify your portfolio by rolling over an existing retirement account into a Gold IRA. Diversifying your portfolio with a Precious Metals IRA through Regal Assets will help make sure you're prepared for financial success in your retirement years should the stock market take a hit.
When you're ready to retire, you'll be able to easily liquidate your assets when you need the funds. Gold and silver are highly sought after and are in limited supply, so there is always demand for them.
If you decide you'd like to rollover your retirement account into a Gold IRA through Regal Assets, your first step should be the visit their website. They have an online form that you can complete to indicate that you are interested in rolling over an IRA. Once you've submitted the form, a member of the Regal Assets team will reach out to you to help you complete the account set up process.
Some retirement accounts may not be eligible for an IRA rollover. If you are unsure whether your existing account meets the criteria for eligibility, don't hesitate to speak with a member of the Regal Assets' team. They'll work with you to determine whether you can rollover your account. Many 401(k)s, 403(b)s, SEPs, TSPs, and other account types are eligible for a rollover.
Whereas many other gold investment companies only offer gold and silver coins and bars for Precious Metals IRAs, Regal Assets' also offers you the option to invest in platinum and palladium. The IRA-eligible coins and bars include:
Regal Assets is one of the few gold investment companies that also allows their clients to invest in Cryptocurrencies in an IRA. Cryptocurrencies offer yet another way to diversify your portfolio and protect yourself against drops in the stock market. Regal Assets offers a variety of cryptocurrency investment options including Bitcoin, Ethereum, Litecoin, Zcash, Stellar, Tezos, EOS, and XRP.
One of the popular IRA investment opportunities offered by Regal Assets is a Regal IRA. This is a self-directed IRA where investors can invest in both cryptocurrencies and precious metals within the same IRA account. Regal IRAs allow for even greater diversification of your portfolio since some of your money will be held in precious metals, some will be invested in cryptocurrencies, and some other funds will likely be held in stocks and bonds.
With a Regal IRA, you can choose the mix of precious metals and cryptocurrencies that you'd like to invest in. Your investment advisor can work with you to personalize your Regal IRA to make sure it matches your needs and investment goals.
In addition to the numerous IRA and IRA rollover options offered by Regal Assets, they also offer special investment packages for individuals looking to build their wealth and protect their family and their financial future. Each of these packages offers a mix of pre-selected precious metals and/or cryptocurrencies. The packages range in investment cost from $5,000 to $250,000 to meet the needs of each investor.
Would you like to learn more about Regal Assets? Request their free precious metals investment kit through the website. The kit can help you learn more about the different precious metals you can invest in and some of the numerous benefits associated with investing in precious metals.
Finally, you should also take a close look at Noble Gold. Noble Gold strives to help each of their clients make financial decisions that will help them achieve financial success. The team of precious metals and IRA experts at Noble Gold tailors their services to meet each client's needs to help them achieve their financial goals.
Unlike many other Gold IRA companies, Noble Gold won't pressure you with a hard-sell. They truly believe in helping their clients find the solutions that will best meet their individual needs. Noble Gold is accredited with the Consumer Affairs Alliance and the Better Business Bureau. They also have numerous high reviews from satisfied clients and are a member of the TrustLink Business-consumer Alliance.
Noble Gold can help you rollover an existing IRA or retirement account into a Precious Metals IRA. With a Precious Metals IRA from Noble Gold, your portfolio will be more diversified, and you won't need to worry about having a hard time liquidating your assets when it is time to retire. Holding gold and silver in a Precious Metals IRA with Noble Gold also allows you many of the same tax benefits associated with a traditional IRA.
Noble Gold's website has an IRA set up form you can complete if you are interested in rolling over an IRA or setting up a new Precious Metals IRA. Once you complete the form, a member of Noble Gold's team will contact you to discuss the information you entered and learn more about your request. They'll share the next steps you'll need to take to transfer funds from your existing account to get your new Precious Metals IRA account funded.
After the funds have been transferred to your account with Noble Gold, you will be able to select the precious metals you would like to add to your account. Remember, that you will have 60 days to get the money reinvested before the IRS will start charging penalties. A representative from Noble Gold will work with you to purchase the coins you'd like to add to your account and offer advice if you have questions about what to invest in.
Due to IRS regulations, Noble Gold is not able to offer just any precious metals for IRAs. Gold must be at least 99.5% pure to be held in an IRA, silver must be at least 99.9% pure, and platinum and palladium must be at least 99.95% pure. Some of the various coins and bars you can add to your new Precious Metals IRA with Noble Gold include:
After you get your Gold IRA set up with Noble Gold, be sure to loo at some of their other investment options. One other option they offer is the ability to invest in rare coins. Each rare coin is independently graded and certified by the NSG (Numismatic Guarantee Corporation) or PCGS (Professional Coin Grading Service). Some of the available rare coins include the 1879 and 1881 Morgan Silver Dollar, the 1854 $20 Kellogg Coin, and the 4-Piece Indian – St. Gauden Set (1909 $5 Indian Head Coin, 1928 $2.50 Indian Head Coin, 1932 $10 Indian Head Coin, and 1927 $20 St. Gauden Coin).
Noble Gold also offer special Royal Survival Packs to their customers. A mix of precious metals is included in each survival pack to provide individuals with quick access to cash in the event of an emergency. Eight different survival packs are available with an investment cost ranging from $5,000 to over $500,000.
You can request a free Gold IRA guide from Noble Gold to help you learn more about setting up or rolling over an IRA. In the guide you'll find information about how the process works, why you should consider investing in precious metals, and some of the gold, silver, platinum, and palladium coins and bars available through Noble Gold.
Before you choose a Gold IRA rollover company, you'll want to take some time to research each company you're considering. Choosing a company to trust with your financial future is a big decision, and you want to have complete confidence that you made the right choice. Use the criteria below to help guide your decision and select the company that will need your needs and offer the services you desire.
As we mentioned above, you're trusting the company you choose to help secure your financial future, so it is essential to choose a highly reputable and respected company. Look for companies that have been around for multiple years and have experience with Gold IRA rollovers.
Taking the company's reputation into account is also important. Consult reviews from other customers and look to see if they were happy with the services they received. Read through negative reviews to confirm you don't see any troubling patterns that might warn you to stay away from a particular company. In addition to reading reviews from other customers, look for companies that have an A+ rating from the Better Business Bureau and accreditation with Consumer Affairs.
The process of rolling over an existing IRA into a Gold IRA is complex. The IRS will also charge fees if the funds aren't transferred correctly and in the correct amount of time. For these reasons, choosing a Gold IRA rollover company with excellent customer service is a must.
Look for a company that is responsive and employees knowledgeable and experienced investment advisors who will be able to walk you through the process of rolling over your IRA.
There are also many investment options to consider when it comes to precious metals. If you aren't a precious metals expert yourself, you may feel overwhelmed trying to decide which coins or bars to add to your portfolio. Companies with excellent customer service will be able to help you better understand the options, assess your current financial situation and retirement goals, and offer suggestions to help you make the right choices.
The available precious metals offered by each company should also impact your choice. Consider the gold, silver, platinum, and/or palladium pieces you would like to add to your retirement portfolio, and search for an IRA rollover company that offers a selection to match your preferences. Keep in mind that some companies many only offer the option to invest in gold and silver, while other companies also offer platinum and palladium coins and bars.
If you'd like to diversify your portfolio even more, consider adding cryptocurrencies to it. A few Gold IRA rollover companies allow users to invest in cryptocurrencies. If you're interested in this option, select one of the companies that offers it to their clients.
The IRS requires that precious metals for Gold IRAs be stored in an IRS-approved storage facility. There are various options across the country, and different companies may offer storage in different locations. Read up on the storage facility used by each company you're considering and make sure you feel comfortable with the security measures in place to keep your precious metals safe.
Last, but not least, consider the fees you'll be charged with each company. Gold IRA rollover companies will likely charge fees for managing your account and storage for your precious metals. Compare the fees charged by the different companies you're considering to help you find the one that will be the best fit for you.
All five of the Gold IRA rollover companies we reviewed above could be the right choice to help you diversify your portfolio and secure your retirement by investing in precious metals. However, if we had to pick just one company to recommend, it would be Goldco.
Goldco is our top choice for a number of reasons. One of these reasons is that the company is so well-trusted and regarded in the gold investment industry. Their Triple A Rating from the Business Consumer Alliance and A+ Rating from the Better Business Bureau should provide you with confidence that you are choosing a highly reputable company to give your business to.
Goldco's team of experts is also very helpful and able to walk you through each step in the process of rolling over your IRA, transferring funds, selecting precious metals for the account, and making sure you don't get charged any penalties by the IRS. Goldco offers a nice selection of gold and silver coins and bars that you can choose to add to your IRA. You can continue adding coins and bars to your account each year with Goldco to see the value go up and protect your financial future.
We think you'll be very pleased with Goldco and the services they offer. Why not visit their website today to start learning more about the process of completed a Gold IRA rollover?
Can you invest money in gold?
Yes, many individuals choose to invest money in gold. The value of the price of gold does not stay stable, it increases or decreases, much like the stock market. Investing in gold when the price is low and selling your gold when the price is high can lead to huge financial benefits.
Many individuals choose to invest some of their money in gold to diversify their portfolios. This way all of their money is not invested in the stock market, which can offer greater financial stability in the event of a market downturn.
Many factors can impact the price of gold. These include predications about supply, demand, the performance of the stock market, and the depreciation of the dollar.
What is a Gold IRA?
A Gold IRA is a form of a Self-Directed IRA. IRAs, which stand for Individuals Retirement Accounts, offer individuals tax benefits to save money for retirements. Traditionally, the funds for an IRA were all held in stocks or bonds. But, when Self-Directed IRAs were created, they gave individuals the freedom and flexibility to choose what investments they would like to hold in their retirement account.
While Gold IRAS do have some higher fees than some other types of retirement accounts, they are a good option to diversify your portfolio. Investing in gold, silver, platinum, or palladium, can help set you up for a financially secure retirement.
Why are precious metals a good investment?
Gold is seen as a good financial investment for a variety of reasons. One of the main reasons is that investing in gold can help individuals diversify their portfolio. This means that all of your money is not held in the same place, traditionally stocks.
When some of your money is invested in precious metals, you are more protected against a market down turn. Should the stock market crash right before you're reading to sell stocks for your retirement, you won't be as impacted if some of your money is held as gold.
Gold silver and other precious metals also hold their value over time. They continue to be in demand by investors, jewelry makers, and manufacturers for various types of technology. This steady demand helps ensure that the value of gold and other precious metals will still be there in the future when you're ready to liquidate your holdings. Since precious metals are in limited supply, it also increases the demand, making them an even better investment option.
When you are ready to liquidate your precious metals to have money for retirement, doing so will be very easy. Because of the high demand for precious metals, finding a buyer and getting cash won't take long at all. Consider how different this would be if your investments were all held in real estate.
Should I invest all of my money in gold?
No, investing all of your money in gold is not a good idea. You don't want all of your money invested in stocks, but you also don't want all of it invested in gold. Aim to diversify your portfolio by holding some gold, silver, and other precious metals in addition to a mix of stocks and bonds.
This approach will offer you the greatest financial security and protection against a falling stock market or falling precious metals values.
Where can I purchase gold?
There are a number of ways that you can purchase gold. You can look for online gold investment companies that offer gold coins or bars for purchase. Many companies will help you set up a Gold IRA, while some may also simply sell you coins and bars for personal holding.
In addition to purchasing gold online through a gold investment company, you may also be able to find a coin shop near you. A coin shop should offer some gold coins, and possibly bars, for you to purchase.
Whether you choose to invest online or purchase from a local shop, take time to check the reputation of each company. Consult customer reviews and look to see if the company has earned a high rating from the Better Business Bureau, Business Consumer Alliance, or other organizations.